If you have a rollover IRA and a traditional IRA, you may be wondering if you can combine them into one account. The answer is yes, you can, but there […]
401K
How to Save More for Retirement: Traditional Brokerage vs After-Tax 401(k)
When it comes to saving for retirement, many people have access to a 401(k) plan through their employers. A 401(k) plan allows you to contribute a portion of your pre-tax […]
IRA
Non-deductible IRA contributions: Why and How?
Individual retirement accounts (IRAs) are popular savings vehicles for retirement planning. They offer tax advantages that can help you grow your nest egg over time. However, not all IRA contributions […]
Retirement
How Pension Schemes Can Go Bust and What to Do About It
Pension schemes are long-term savings plans that provide income to workers after they retire. They are funded by contributions from employers and sometimes employees, and they invest the money in […]
TIAA
How to get a 9.45% payout from TIAA Traditional Annuity
If you are looking for a guaranteed income stream in retirement, you may want to consider TIAA Traditional Annuity, a product offered by Teachers Insurance and Annuity Association of America […]
Retirement
Small Business Retirement Plans: 401(k) vs IRA
If you are a small business owner or a self-employed professional, you may want to offer a retirement plan for yourself and your employees. Retirement plans can help you save […]
401K
Employer Acquisition and 401(k) Rollover: What You Need to Know
If your employer has been acquired by another company, you may be wondering what will happen to your 401(k) plan. Depending on the type of sale and the decisions made […]
Retirement
mployer Company Stock in 401k: A Rewarding but Risky Investment Option
Many employers offer company stock as an option in their 401k plans, which can have some advantages and disadvantages for employees. In this article, we will explore some of the […]
Retirement
How to Navigate 457b and 403b Plans When Your Spouse Changes Jobs
If you are a physician spouse who is changing jobs, you may have some questions about your retirement plans. Depending on your employer, you may have access to different types […]
Retirement
Partial Retirement: What It Is, How It Works, and Why You Should Consider It
Many people who are approaching retirement age may not want to stop working completely, but rather reduce their working hours and enjoy more leisure time. This is possible through a […]
Retirement
Amended Tax with Inherited RMD and Valuation Methods
The following article is a brief overview of the tax implications and valuation methods for inherited IRAs with required minimum distributions (RMDs). Tax Implications of Inherited IRAs An inherited IRA […]
Retirement
The VPW Accumulation Worksheet: A Tool for Retirement Planning
One of the challenges of retirement planning is to determine how much to withdraw from a portfolio each year to provide a sustainable income stream. There are different methods to […]