Car insurance is a legal requirement for drivers in many countries, but there are different levels of cover available. The most basic type of car insurance is third-party only, which […]
Medical Insurance Costs for Retirees in Their 50s
Retiring early can be a dream come true for many people, but it also comes with some challenges. One of the biggest hurdles is finding affordable health insurance before becoming […]
Delay Filing an LTCI Claim? Think Twice.
Long-term care insurance (LTCI) is a type of insurance that covers the cost of custodial care for people who are unable to perform the activities of daily living (ADLs) such […]
What is COBRA and How Does It Work for Spouses? Learn About the Qualifying Events and Options for Health Insurance
COBRA stands for Consolidated Omnibus Budget Reconciliation Act, a federal law that allows employees and their families to continue their employer-sponsored health insurance for a limited time after certain events […]
How to Use Your HSA to Pay for Your Spouse’s Insurance Premiums After Job Loss
Health savings accounts (HSAs) are tax-advantaged savings accounts that allow you to set aside money for medical expenses. To qualify for an HSA, you must be enrolled in a high-deductible […]
How the Ontario Government Covers OTC Medications Prescribed by a M.D.
Over-the-counter (OTC) medications are drugs that can be purchased without a prescription from a doctor. They are usually used to treat minor ailments such as colds, allergies, pain, or indigestion. […]
PPO or HDHP: Which Health Plan Is Better for a New Baby?
If you are expecting a baby or planning to have one soon, you may be wondering how to choose the best health plan for your family. There are many factors […]
Does Medicare Pay for Hospice Care?
Hospice care is a type of care that focuses on providing comfort and support to people who are terminally ill and have a life expectancy of six months or less. […]
Condo Insurance Crisis: Why Rates Are Skyrocketing and What Owners Can Do
Condominium owners across the country are facing a harsh reality: their insurance rates are going through the roof. Some have seen their premiums increase by more than 500% in a […]
Long-Term Care Insurance vs. Life Insurance: Which One Do You Need?
Long-term care insurance and life insurance are two types of insurance policies that can provide financial protection and peace of mind for you and your loved ones. However, they have […]