A life insurance annuity is a financial product that provides a steady stream of income for the annuitant, typically during their retirement years. The rate of return on an annuity is […]
Insurance
What You Need to Know About Elevation Certificates for Your Property
An elevation certificate (EC) is a document that shows the elevation of a building in relation to the expected flood level in a high-risk flood zone. An EC is used […]
Insurance
How to Tell If Your Medicare Advantage Plan Is Right for You
Medicare Advantage Plans, also known as Part C, are health plans offered by private companies that provide all the benefits of Original Medicare (Part A and Part B) and often […]
Insurance
What to Know Before You Drive Your Car in Mexico: Mexican Car Insurance Explained
If you are planning to drive your car in Mexico, you need to know that your U.S. car insurance policy will not cover you there. You need to buy a […]
Insurance
How a Critical Illness Rider Can Protect You From High Medical Costs
Life insurance is a financial product that pays a lump sum to your beneficiaries if you die while the policy is in force. But what if you survive a serious […]
Insurance
How Many Pet Owners Have Pet Insurance in the U.S.?
Pets are more than just animals; they are beloved members of the family. That’s why many pet owners are willing to pay for pet insurance, a type of coverage that […]
Insurance
How to Help Your Uninsured Relative Deal with a Huge Medical Bill
Health care costs in the U.S. are notoriously high, and millions of Americans lack health insurance or are underinsured. If you have a relative who is uninsured and facing a […]
Insurance
How to Calculate Term Life Insurance
Term life insurance is a type of life insurance that provides coverage for a fixed period of time, usually 10, 20, or 30 years. If you die within the term, […]
Insurance
Dental Providers Who Refuse to Bill All Charges to Insurance
What is the issue? Some dental providers may refuse to submit their bills to the health insurance company of their patients, and instead pursue liens against the patients’ recoveries from […]
Insurance
Why Auto Insurance Rates are Skyrocketing in CA and What Amica is Doing About It
If you are a driver in California, you may have noticed that your auto insurance premium has gone up recently. You are not alone. Many drivers in the state are […]
Insurance
How to Pay Your Medicare Premiums Directly
Medicare is a federal health insurance program that covers millions of Americans who are 65 or older, disabled, or have certain chronic conditions. Medicare has different parts that cover different […]
Insurance
How MPDP Can Save You Money on Prescription Drugs: A Guide for FEHB Members with Medicare
The Federal Employees Health Benefits (FEHB) Program offers a variety of health plans to federal employees and retirees. Some of these plans have recently introduced a new benefit for members […]