Vanguard is one of the largest asset managers in the world, with over $5.6 trillion under management. If you invest in Vanguard funds or have a Vanguard brokerage account, you […]

The wash sale rule is a tax regulation that prevents investors from claiming a capital loss on a sale of a stock if they buy the same or a substantially […]

What is a withdrawal rate? A withdrawal rate is the percentage of your retirement savings that you withdraw each year to cover your living expenses. For example, if you have […]

Volatile earners are those who experience significant fluctuations in their income, either due to the nature of their work, such as freelancers, contractors, or commission-based workers, or due to external […]

Margin trading is the practice of borrowing money from your broker to buy securities. It can amplify your returns, but also your risks. If you want to avoid margin calls, […]

I bonds are a type of U.S. savings bond that earns interest based on inflation. They are a safe and low-risk investment that can protect your money from losing value […]

Employee stock options (ESOs) are a form of equity compensation that some companies offer to their employees and executives. ESOs give the right to buy a certain number of shares […]

An American Depositary Receipt (ADR) is a certificate that represents shares of a foreign company that are held by a U.S. bank. ADRs allow U.S. investors to trade foreign stocks […]

Investing is a way of putting your money to work for you, with the hope of earning more money over time. However, investing also involves risks, such as losing some […]

Bonds are debt securities issued by corporations and governments. They are considered to be lower risk than stocks but they also come with lower rewards. They may become less attractive […]

A 401(k) plan is a popular retirement savings account that allows employees to contribute a portion of their pre-tax income and enjoy tax-deferred growth. An index fund is a type […]

A 529 account is a tax-advantaged savings plan that can help you pay for education expenses, from kindergarten to graduate school. There are two main types of 529 plans: education […]