They may seem harmless, even well-meaning, but insurance companies see them as red flags, and they could hurt your chances of collecting on a claim.

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5 things never to tell your insurer

High fees, more risk? Here’s why you should be skeptical of pressures to buy a variable annuity.

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Beware of the annuity salesman’s scare tactics

It can be tempting to try to plan for every possibility, but chasing security can often mean losing money. These policies are usually worth avoiding.

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10 kinds of insurance you (probably) don’t need

Here’s when to get a new life insurance policy and when you’re better off with what you’ve got.

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Be wary of offers to ‘replace’ your current policy

The era of rampant abuse in the life insurance industry may be over, but policyholders still need to be on guard against fraud and other shady tactics.

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Spot unethical sales practices

When an insurance agent provides a projection of your life insurance payout, there’s a lot of data to wade through. Here’s what to look for — and look out for.

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Avoid the insurance illustration trap

It’s time to take action if you bought permanent life insurance and expected the premium would disappear.

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When those vanishing premiums don’t vanish

Some unscrupulous agents are misrepresenting Medicare policies and even signing up retirees without their knowledge. Here’s how to protect yourself and your loved ones.

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Insurance scammers prey on seniors

It’s meant to ensure that your heirs aren’t left with a busted investment portfolio. But there are better ways to reduce your risk.

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Don’t invest in asset protection insurance

Here’s how to avoid buying a boat that’s been ripped off, and how to guard against thieves.

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Top boating dangers? Fraud and theft