The concept of gifting a winning lottery ticket to a tax-free charitable trust is an intriguing one. It combines the thrill of a lottery win with the noble cause of […]
Retirement
Understanding Interest Accrual in Traditional IRA During Backdoor Roth Conversion
The Backdoor Roth Conversion is a popular strategy among retirement savers who are otherwise ineligible to contribute to a Roth IRA due to income limits. This strategy involves making a […]
Retirement
How to Avoid Rollover Mistakes When Moving Your Retirement Savings
A 401k rollover is a way to take your previous employer’s retirement plan (such as a 401k) and transfer it to an individual retirement account (IRA). This can help you […]
Insurance
Understanding the Rate of Return on a Life Insurance Annuity
A life insurance annuity is a financial product that provides a steady stream of income for the annuitant, typically during their retirement years. The rate of return on an annuity is […]
Credit Cards
Does paying for some travel-related service via installment payments count as travel with Rewards World Mastercard Card?
If you are a fan of Airbnb, you may be interested in knowing how you can pay for your stay in a flexible and convenient way. Thanks to a new partnership between Klarna and Airbnb, […]
401K
Can Your Employer Reverse Last Year’s Payroll and Put the Money Towards Your 401K?
A 401K plan is a retirement savings plan that allows employees to contribute a portion of their income before taxes, and employers to match some or all of the employee’s […]
Insurance
What You Need to Know About Elevation Certificates for Your Property
An elevation certificate (EC) is a document that shows the elevation of a building in relation to the expected flood level in a high-risk flood zone. An EC is used […]
Insurance
How to Tell If Your Medicare Advantage Plan Is Right for You
Medicare Advantage Plans, also known as Part C, are health plans offered by private companies that provide all the benefits of Original Medicare (Part A and Part B) and often […]
Insurance
What to Know Before You Drive Your Car in Mexico: Mexican Car Insurance Explained
If you are planning to drive your car in Mexico, you need to know that your U.S. car insurance policy will not cover you there. You need to buy a […]
Personal Finance
How Much to Tip a Valet
Valet parking is a convenient service that allows you to leave your car in the hands of a professional driver who will park it for you and retrieve it when […]
Personal Finance
How to Simplify Your Finances and Save Money with Debt Consolidation
If you have multiple debts, such as credit cards, personal loans, or payday loans, you may be wondering if there is a way to simplify your payments and save money […]
Banking
How to Cash a Check Without a Bank Account
If you receive a paper check, you might wonder how to turn it into cash. You can do that at a bank, a credit union, a check cashing business or […]